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Fresh Perspectives is your monthly insight into what’s trending in the business world related to managing risks, recruiting and retaining talent, and controlling costs. 

 

Peer Perspective

Here are three quick takes on what your fellow risk managers and others are seeing, saying, and prioritizing.

  • Nearly half of the Norton Rose Fulbright 2025 Annual Litigation Trends Survey respondents were involved in employment law disputes last year. Download our e-book, Getting the Most from Your Employment Practices Liability Insurance, to ensure you understand how this important coverage works. 

     

  • Injuries, illnesses and fatalities cost American businesses more than $176.5 billion annually. That’s a compelling business case for workplace safety and return-to-work programs. 

     

  • According to the NAIC, over 90% of Fortune 500 companies use captive insurance. Captive use has expanded to a growing array of risks, including cyber, property, medical stop loss and employee benefits. Learn more about captives by reading Your Guide to Understanding the Different Captive Types.  

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Underinsurance: Silent Threat to Small Business Survival

Strong insurance is key to managing risk, yet many small businesses remain underinsured. We discuss causes, consequences and strategies around the risk of underinsurance.

 

+ Protect Your Business

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Selecting the Right TPA for Captive Claims Management

Claims management is a critical driver of captive performance. Selecting the right third-party administrator during setup ensures operational efficiency and directly impacts financial outcomes.

 

+ What to Know

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5 Strategies for Reducing Workers’ Compensation Cost

A strong safety program does more than prevent accidents—it improves your company’s risk profile and lowers your workers’ compensation costs. Our blog outlines five key steps to building a proactive, cost-saving safety strategy.

 

+ Discover Strategies Here

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“Big Beautiful Bill” Includes Changes for Employee Benefits

In July, President Trump signed a major tax and spending bill, commonly referred to as the “One Big Beautiful Bill Act” (OBBB Act), into law. It reshapes HSAs, FSAs, student loan aid, and introduces “Trump Accounts” for children.

 

 

+ Summary Here

Risk Radar: Industry Insights 

To stay informed, read some of our most popular industry-specific blog posts and papers here: 

  • Cargo and Captives: Reducing the Impact of Carmack Amendment Risks

     

  • The Road to Savings Starts with Clean Drivers

     

  • Unlocking Strategic Value: Captive Insurance for Automotive Manufacturers

How Can Hylant Help You?

Founded in 1935, Hylant is among the largest privately held insurance brokerages in the United States, renowned for its expertise and high-touch service. Hylant offers insurance, employee benefits and risk management consulting services for businesses and individuals locally, nationally and internationally.

Visit Our Website

Hylant, 811 Madison Ave, Toledo, Ohio 43604

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