Although citizens of most developed economies have access to government-funded healthcare, a global employee benefits program offered through a captive can provide desirable coverage beyond the benefits offered by government programs. It also gives the company a manageable way to bundle benefits-related risks into a single pool, allowing it to better diversify that risk.
If your company’s cyber systems are hacked and a bad actor demands a ransom to restore your network and data, you may not legally be allowed to pay the ransom, according to the Office of Foreign Assets Control. Will your insurance carrier deny the claim? Will the incident limit your coverage? How will insurance respond, and how should you prepare?
Summer heat adversely impacts millions of workers. Employers should understand their safety compliance obligations and the signs of heat-related illnesses.
Founded in 1935, Hylant is among the largest privately held insurance brokerages in the United States, renowned for its expertise and high-touch service. Hylant offers insurance, employee benefits and risk management consulting services for businesses and individuals locally, nationally and internationally.